If you don't have insurance, or need some, and your not covered by your parents or your work.
remember the government will get you covered as long as you sign up before the end of feb!
its okay if you don't like it though and wont use it I totally respect that .//w.
Demidelerious on 31 January 2014 at 13:01:14 MST
Once you get past the issues with the website it was ridiculously easy to get signed up. I'm finally able to have insurance for the first time in a long time!
- the reason I haven't been able to get health insurance is that my healthcare under my parents ended when I got married and right after my honey moon, I found an ovarian cyst. And since then have been "pre-existing condition" even though I should have been able to transfer to a new insurance with my husband. SO grateful for heath care now!
Another:
chirasul on 31 January 2014 at 16:00:14 MST
I just got my healthcare from there! It was super easy and cost nothing.
Oh, be careful. You can only get state medicaid if you're disabled, pregnant, have dependents, or are a certain age. I couldn't get it because I met none of the criteria. I was told that I was "too old" for medicaid (and I'm 21). Which is BS, personally.
really? That's odd. D: I will keep that in mind when I am not on my parents insurance (though I hope that by that time I won't be strapped for cash!)
Yeh, really. :c I talked to several reps for Medicaid and they all gave me the same info. I hope you aren't strapped for cash/at least have a job that gives you medical insurance by the time you're off your parents insurance! Because not having had insurance for a short amount of time sucked. :/ I got slapped with a 3k medical bill and now I have to pay it off out of my own pocket. Shit ain't fun.
The Affordable Care Act/Universal healthcare act IS "OBAMA CARE"
It is basically America's version of the British NHS (to a degree).
Why is it a bad thing? Before you know it was Obama Care you were all on board with it despite it being exactly the same thing.
Its European style free healthcare for those who can't afford it, why spit on it?
But some of the middle class is suffering because of Obamacare. Please do not fight with me over this, it's just an opinion. I never said it was logic.
Yeah, keep telling yourself that. I'll just sit here along with every other country in the world who have a system like this and live just peachy in the middle class.
Technically, I don't think they were attempting to be rude.
I can see where you are both coming from. However, things may pan out, and the middle class may survive this.
We'll just have to see. I just know that, yes, in many European countries, the Middle Class can still live comfortable lives.
No they don't have as much money. But a lot of the way Europe seems to be, is that people go into jobs not for how lucrative they are, but because they either want to help people, or because they enjoy doing it. 8|;
Where as, in America, it seems to be the opposite. As an American. IDEK how to feel about that.
I think it'll be better than Obamacare, plus one day it's possible they'll buy out the U.S. anyway. ^^ Um... You're not pissed, are you?
No, I'm not mad. :) Actually I'm rather happy because Obamacare means that I'll be able to purchase health insurance. The ACA means that insurance companies will no longer be able to claim that people like me are "uninsurable" because of chronic conditions.
Oh, I understand. :) If it helps you then it's fine. But my family is middle class and it's kind of hurting us.
No one in the middle class explains /how/ it is hurting them, though.
And yet most of the people in the Middle Class I've known look down their noses when someone who's been poor all their life goes "No, I can't get dental work done and no I cannot afford to go to the doctor."
Soooo.... explain how this is outright hurting the middle class? Because I still don't understand how it is. 8|
The bulk of the taxes it generates is being passed straight to the middle class. And for those in the middle class that DO WORK hard and earn that money by working hard for their families, that kind of seems unfair. Now I understand that some in the lower classes may have disabilities etc. that prevent them from doing so, but I also know many who are on food stamps simply because they are too lazy to get a job, even if they are well-capable of it. And the lack of jobs is due to Obama allowing certain things. I understand the needs of the poor, but I do not understand the "needs" of the lazy and purposely unemployed.
Sorry, I wall of texted, if you don't want to read, here's the gist:
TL;DR: I mostly agree, though I want to point out that most of the lower/poor class aren't the 'welfare queen'/lazy bums living off food stamps kind of people. Most of us work just as hard, and have nothing or very little to show for it. And have to put off medical attention because we literally cannot afford it after bills and groceries. The way taxes work is fucked up, and should go back to how it was long, long ago, where the people with the most money (those with millions or billions of dollars) should be taxed the most, while not stopping them from living a perfectly comfortable life. Not focusing on the middle class and practically trying to obliterate it.
Well, I'd prefer it the way things used to be back in like... the 1950's or something? Where, the people who got taxed the hardest and the most where the people with the most money. IE. Celebrities, huge corporation share holders, etc. Not so badly that they were literally out of money. But, it made sense. They could afford to be taxed a lot, and still have more than enough money to live a comfortable life. Hell, if I suddenly became rich, I'd be more than willing for a portion of the money to go to helping those with less money.
The thing is, a lot of people who are in the upper class, bitch and complain about how they shouldn't have to pay for those who aren't working. Even though, we pay out of our taxes for things like prisons. And most prisons have better conditions than the schools we send our children to. They have better food, better learning facilities, etc. Seems a little fucked up...
Also, yes, even as someone who's been lower class 98% of my life (there were a couple of moments where he had a decent sum of money, but thanks to my step-dad's shitty spending habits LOLZ...) I can totally understand the whole "people who live off food stamps without doing anything else." I dislike that greatly. However, a majority of the lower class isn't like that, and painting us all with that brush isn't fair. We aren't saying that the middle class should be screwed up the bum with taxes just to appease the fact that we are struggling to even live. I don't know how they think just latching onto the middle class alone will help. As the Middle Class can have a lot of money. But nowhere near as much as the (is it like 1%?) of people who are nearly rolling in it, and barely get taxed at all. Of course, I guess that's going into a whole trickle-down theory. But honestly. B|
Also, as far as I know, or at least as far as my mother told me, from when she was on food stamps, the way it works is this. You get the support from food stamps. But in the mean time, you, or someone in your household needs to find a job to support you properly. You have to submit evidence that you are attempting to get a job. Obviously, should the job not cover all the costs you will be needing to paying, some people will still get the support of food stamps/EBT. So, for someone to be able to ride welfare and food stamp stuff... they literally either need to be having kids constantly (which is horrid and I don't agree with. That's fucked up living conditions) or they have to somehow scrape by with not getting a job, and proving they aren't getting a job. 8| Which, by that same coin, means they are spending all that time and energy trying not to have to work... that they could spend working. Or at least getting a part time job. And hollly cowwww I have issues with it. The level of screwed up that is, is astronomical.
But it's still not even half of the people who are considered lower class or poor. :/ And anyone struggling between middle class and lower class is having a hell of a time. lol I believe my family is that way. But then we live in a state where the cost of living keeps going up, but we are making no more, or even less than before. And it's a struggle just to feed ourselves after paying bills. :/
I get the 'being lazy' thing. But I don't conscribe to it. SUREEE I'd love to be able to just sit around all day doing nothing. Or just things that please me. I'm certain many people feel that way. But I know, in order to survive and have any money, I have to work. Even if it's a part time job. I don't feel, anyone who is purposefully lazy or refuses to work (vs. not being allowed to work because some companies are sexist, racist, etc) is allowed to bitch about how little money they have or get. :|
Wow you posted about the state of the union and about healthcare you're such an admirable citizen that actually follows this stuff ahhh. Paps ur face gently with love.
Once you get past the issues with the website it was ridiculously easy to get signed up. I'm finally able to have insurance for the first time in a long time!
Sure! To give a little more depth, the reason I haven't been able to get health insurance is that my healthcare under my parents ended when I got married and right after my honey moon, I found an ovarian cyst. And since then have been "pre-existing condition" even though I should have been able to transfer to a new insurance with my husband. SO grateful for heath care now!
I'm still covered under my parents thank the lord. I go to the emergency room to often not to have health insurance. This is great that you are posting this for awareness, though. Not everyone knows about the choices out there, esp. younger folk who are just dealing with this sort of thing for the first time.
Unfortunately we fall right into that lower middle class bracket where the only coverage available to us is way too expensive for us to afford so our only choice is to take the stupid tax hit. I've met way too many people in our position, it really sucks.
ahhh that suuucks ;A; aslkjwai i'm sorry it had to be like that.. mayebe after a ocupel of years it'll work out the kinks.
I really hope so, but I've almost graduated from college so hopefully after that I'll land a job with some fancy benefits and it won't be a problem anymore for us at least, but yeah something has gotta give for the lower middle class, we hang on by just a thread as it is, we can't afford luxuries like health insurance, especially since I have a preexisting condition. They can't deny you anymore but they can site charge you.
I am happy that Medicaid changed the policy, it was impossible to get unless you were pregnant or homeless, now regular poor/lower class people can get on it to. Maybe things will get better for other people as well.
Idk if someone has said this yet, but you can be under your parents insurance until you are 25! pretty crazy if i have to say so myself
I'm in the weird position where I'm on my parent's insurance til I turn 26 on the 15th of April lol. AFTER THAT, I JUST GOTTA HOPE I DON'T GET SICK OR NEED MY TEETH FIXED LOL. /O\ idk this is a transitional year for me so I'm in a weird place in a lot of ways. ADULTHOOD IS HAAARRRDDD.
I suggest asking them for information seeing if you can get it a bit later or how things work for that X//d cause I'm going to be soon in that position but thankfully i'll only be two months without insurance till the next year.
I'm luckily on my parents' insurance and will be for two more years! After that, I hope I'm able to sign up for the mandate. Even though I'm relatively healthy, a national insurance plan as such only works best when everyone is paying into the pool to collectively lower costs. And even then, you never know what will happen down the road! Thanks for sharing. ^^
This is really kindhearted of you to do this, as so many people told you by now~ I am grateful that someone out there cares enough to spread this around for all who are dealing or about to do deal with this. I will definitely look into this~ Thank you so much! Hugs and a Hershey's kiss~
I can't afford health insurance of any sort, and while I'm disabled, it's not severe enough to allow me to get any sort of disability/Medicaid help, plus, since it's a preexisting condition, it might be just that much harder... So, I'm basically screwed over in that area, which sucks because I can barely even afford my needed medications as it is, and I have two chipped teeth that I need to get permanent fillings for (only have temp. ones right now) by the time summer gets here.
have you tried communicating with the special help chat they have? they might be able to walk you through and help find you soemthing better your still young so there's many benefits out there. I hoep they can help you find something that accomadates you!
Haven't bothered since the job I have has literally no stable hours since it's an on-call position, which means I'm only working very sporadically and the position is only 2hrs/day when I DO work, so yeah... As it is, I won't know if I'm working Monday morning until Sunday night when the person I'm covering for calls me to let me know. So, it's a very unstable job, and nothing else is working out (in about a year and a half only had two interviews and never heard back after that).
Hehe I'm insured(for health that is) by the state I live in... but only until 6 weeks after I have my baby...
It covers all medical costs while im pregnant minus some prescriptions that werent approved. covers delivery and then my 6 week check up after wards and then the insurance transfers to baby for the first year of life. then after that i'll have to reapply if I dont have insurance through my husband by then since I'm a home maker.
Yeah, I'm applying for some now through WA HealthPlanFinder.
It is pretty hard to get insurance without a social yet. Stupid visa, y u no process faster?
ahhh i can imagignene;asldkwoa dumb visa -shakes fist- i remember obama's going to fix the immigration process, so i hope for suture peeps it'll be easier.
Link
insanejoker
I'm under my parent's insurance right now, but I looked into that, and I'm too poor to get anything, I'd have to go through state medicare. XD Which isn't great.