First ref sheet I've ever made, I did all the bits of art in SAI and then put the thing together in Photoshop. The background is a combination of a paper texture and snow brushes I got from my good friend Google. :P
It was really hard to put things in a position where they look right, but I think I'm pleased with it.
It's really ironic that she lives in the arctic, because I HATE the cold, but I love the look of puffed up crows and ravens in the white snow.