I found this really cool water effects tutorial on DA and wanted to give it a shot. I need more practice with the settings but overall I really like it XD I need to get the latest photoshop though cause I have to skip a step. (My PS doesn't have box blur :C)
Frank is © to me
Link to the Tutorial:
http://pandabaka.deviantart.com/gallery/\#/d5n5dcj
Try it, it looks cool X3